Privacy Policy
Financial Privacy Notice and Privacy Policy
Last updated: October 16, 2026
Privacy commitments
- We do not sell your personal information
- We do not share information with nonaffiliates for marketing
- We use reasonable safeguards to protect your data
- We collect only information needed for our services
Contents
Financial Privacy Notice
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include Social Security number, income, account balances, payment history, transaction history, and credit history.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Discover Financial chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Discover Financial share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
How to limit sharing, who we are, and what we do
Contact us at contact@discoverfinancial.online or call (800) 555-0148. Please note: if you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Discover Financial LLC offers personal installment loans to consumers. Our principal office is located at 8057 Raytheon Rd Ste 1, San Diego, CA 92111, United States.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Definitions
| Term | Meaning | Examples |
|---|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. | Discover Financial LLC does not currently have affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. | Discover Financial LLC does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. | Discover Financial LLC does not jointly market. |
Other Important Information
We may transfer information about you to another jurisdiction where we do business in accordance with applicable law. Any transfer will be in compliance with applicable data-protection laws. Vermont residents: we will not share information we collect about you with companies outside Discover Financial, except as permitted by law. California residents: see the California-specific section below for additional rights and disclosures.
1. Categories of Personal Information We Collect and How We Use It
We may collect information you provide when you request loan information, contact support, or use our website. We may also collect device, browser, approximate location, and usage information through ordinary website technologies.
| Category | Types of Information | Sources | Business Purpose | Disclosed To |
|---|---|---|---|---|
| Identifiers and contact details | Name, email, phone, address and ZIP code | You, application forms and service providers | Respond to requests, verify identity and communicate with you | Service providers that help us operate the website and process requests |
| Financial information | Requested amount, income details and banking information | You, verification providers and financial service partners | Evaluate requests, prevent fraud and support account services | Service providers, fraud prevention, verification and financial partners |
| Online activity | IP address, browser, device, pages viewed and timestamps | Your device, cookies and analytics tools | Security, diagnostics, performance and site improvement | Analytics providers, security tools and hosting partners |
| Location information | Approximate location inferred from technical data | Your device or network | Security, state availability and relevant experience | Security and analytics providers |
| Communication records | Messages, support requests and preferences | You and our communication systems | Support, quality assurance and recordkeeping | Communication and support service providers |
How We Use Cookies and Other Tracking Technology to Collect Information
We may use cookies, pixels, local storage, and similar technologies to remember preferences, understand website performance, protect forms, and measure communications.
You can adjust browser settings to refuse or delete cookies, although some features may not work correctly if these technologies are disabled.
We do not respond to "Do Not Track" signals at this time. However, you can manage many tracking technologies through your browser settings and choices provided by analytics partners.
Disclosure of Personal Information
We do not sell your personal information. We may share information with service providers that help operate our website, communications, security, analytics, fraud prevention, or application processes.
Information may also be disclosed when required by law, in connection with a legal process, or as part of a business transfer such as a merger or acquisition.
We require our service providers to protect the information we share with them and use it only for the purposes for which it was shared.
Third-Party Tracking and Online Advertising
We may use analytics tools provided by third parties to help us measure traffic and usage trends. These tools may collect information about your use of our website and other websites over time. We do not serve targeted advertising on this website based on tracking activity across other websites.
How We Protect and Store Information About You
We use reasonable administrative, technical, and physical safeguards appropriate to the information and activity. No internet transmission or storage system is completely secure.
We retain information only as long as reasonably necessary for the purposes described here and applicable legal requirements.
Children's Privacy
This website is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children. If we learn that we have collected personal information from a child under 13, we will take steps to delete the information as soon as possible.
Links to Other Websites and Services
This website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policy of every website you visit.
Your California Privacy Rights
If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with specific rights regarding your personal information, including the right to know, the right to delete, and the right to opt out of the sale of personal information.
We do not sell personal information. You may request access to or deletion of your personal information by contacting us at contact@discoverfinancial.online.
We will not discriminate against you for exercising any of your CCPA rights.
California Notice of Collection
We collect the categories of personal information listed in the table above for the business purposes described. We do not sell personal information and have not sold personal information in the preceding 12 months.
How to Contact Us
For privacy questions or requests, contact contact@discoverfinancial.online with the subject "Privacy Request." We may need to verify your identity before completing a request. You may also contact us by phone at (800) 555-0148. Our mailing address is 8057 Raytheon Rd Ste 1, San Diego, CA 92111, United States.
Changes to Our Privacy Policy
We may update this policy when our practices, services, or legal obligations change. The "Last updated" date at the top of this page identifies the latest version. Please review this page periodically for updates. Your continued use of the website after changes are posted constitutes your acceptance of the revised policy.